Terms of Use

1. About these terms

These Terms of Use govern your use of peertopeerisa.co.uk (the "Site"), operated by Marketing Signals Limited, 33 Harrison Road, Halifax, HX1 2AF ("we", "us"). By accessing or using the Site you accept these terms in full. If you do not accept them, please do not use the Site.

2. Not financial advice

The Site provides general information and comparison about ISAs and peer-to-peer lending for educational purposes only. It does not constitute regulated financial, investment or tax advice, and it is not a personal recommendation. We are not authorised or regulated by the Financial Conduct Authority to provide advice. You should carry out your own research and, where appropriate, seek advice from a suitably qualified professional before making any financial decision. Peer-to-peer lending is a high-risk investment: your capital is at risk, returns are not guaranteed, and it is not covered by the Financial Services Compensation Scheme.

3. Accuracy of information

We take reasonable care to keep the Site accurate and up to date, but rates, products and rules change frequently. We make no warranty that the information is complete, current or error-free. Always confirm details, including rates and terms, with the relevant provider before acting.

4. Affiliate links

Some links on the Site are affiliate links, which means we may earn a commission if you open an account with a provider. This is explained in full in our affiliate disclosure. Affiliate relationships do not affect our editorial judgement.

5. Third-party links

The Site links to third-party websites we do not control. We are not responsible for their content, products or privacy practices, and a link does not imply endorsement.

6. Intellectual property

Unless stated otherwise, the content on the Site is owned by us or our licensors and is protected by intellectual property laws. You may view and print pages for your own personal, non-commercial use. You may not reproduce, republish or exploit our content without our written permission.

7. Limitation of liability

To the fullest extent permitted by law, we exclude liability for any loss or damage arising from your use of, or reliance on, the Site or its content, including any investment decision you make. Nothing in these terms limits liability that cannot be limited under applicable law.

8. Changes

We may update these terms from time to time. The version published on the Site at the time you use it applies.

9. Governing law

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction.

10. Contact

Questions about these terms can be sent to contact@peertopeerisa.co.uk.