Risk warning: Don't invest unless you're prepared to lose all the money you invest. Peer-to-peer lending is a high-risk investment and is not covered by the Financial Services Compensation Scheme (FSCS). You are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

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Provider reviews

Peer to peer ISA reviews

We review each IFISA provider against the same framework and always lead with the risks. No provider pays for a better write-up.

Last reviewed May 2026 · by Gareth Hoyle

How we're funded: some links to providers may be affiliate links, which means we could earn a commission at no extra cost to you. This never affects our ratings or what we write. See our affiliate disclosure and review methodology.

Kuflink

Property-secured P2P lending with a long track record.

Up to ~7% (target)

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Assetz Capital

Established SME and property lender.

Varies by account (target)

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Loanpad

Lower-risk model with very low minimum and daily access.

~4–6% (target)

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Proplend

Commercial property lending, often rent-backed.

Up to ~8%+ (target)

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CapitalRise

Prime real estate development finance.

Target rates on individual loans

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Lendwise

The UK's education-finance P2P platform.

Up to ~9% (target)

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How we keep this honest

peertopeerisa.co.uk is independent. We provide general information and comparison only, not regulated financial advice. Peer-to-peer lending is a high-risk investment: your capital is at risk and your money is not FSCS protected. Some links are affiliate links, which never affect what we write.