Independence
Our editorial judgement is independent of any commercial relationship. No provider can pay for a better review, a higher position, or the removal of criticism. Funding is disclosed in our affiliate disclosure.
Accuracy
We aim to base every factual claim (rates, rules, allowances) on primary sources such as the provider's own documentation, the FCA and gov.uk. Figures are dated and reviewed regularly. Where we are uncertain, we say so rather than guess.
Risk-first reporting
Because this is a high-risk, high-stakes (YMYL) topic, we lead with the risks on every relevant page and never present P2P lending as a substitute for savings.
Authorship & expertise
Content is written and reviewed by a named author with relevant experience. See about the author. We are not regulated financial advisers and this site is information and comparison only.
Corrections
We correct mistakes promptly and openly. If you believe something is inaccurate or out of date, please get in touch and we will review it.
Compliance
Provider-specific content is reviewed against UK financial promotion requirements before publication and is intended to inform rather than to induce investment.