Risk warning: Don't invest unless you're prepared to lose all the money you invest. Peer-to-peer lending is a high-risk investment and is not covered by the Financial Services Compensation Scheme (FSCS). You are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

Transparency

Affiliate disclosure

Last reviewed May 2026 · by Gareth Hoyle

How this site makes money

Running an independent resource costs money. Some of the links on this site to providers are affiliate links. If you click one and go on to open an account, we may receive a commission or referral fee from the provider. This comes at no extra cost to you. You pay exactly the same as if you had gone to the provider directly.

What this does, and does not, change

Affiliate income never influences our reviews, our ratings, the order in which providers appear, or what we write about the risks. We assess every provider against the same published methodology. Where we do not have an affiliate arrangement with a provider, we still include and link to them so our comparison stays complete and useful.

How we label affiliate links

We aim to be obvious about it. Affiliate links use a "sponsored" tag, and money pages carry a clear note at the top explaining how we are funded. Plain (non-affiliate) links are used wherever no relationship exists.

Not advice

Earning a commission does not make a product right for you. Nothing on this site is personal financial advice. Always do your own research, read the provider's Key Investor Information, and remember that your capital is at risk and is not FSCS protected.

How we keep this honest

peertopeerisa.co.uk is independent. We provide general information and comparison only, not regulated financial advice. Peer-to-peer lending is a high-risk investment: your capital is at risk and your money is not FSCS protected. Some links are affiliate links, which never affect what we write.